For Richer, For Poorer: an Investigation of the Irish Pension System

27th March 2005

Stewart - For Richer, For Poorer

The collection provides an analysis of the way in which the current benefits of pension arrangements are skewed towards the better off, i.e., those who can afford or benefit from private occupational pension provision. The book demonstrates the manner in which the current system is designed to serve the interests of the pension industry rather than the vast majority of pensioners. The aim of the book is to offer a critical evaluation of this system and to make policy recommendations, which will prevent further institutionalising the present income inequalities of pensioners. The book's message is less about an overall inadequacy in pension provision and more about the way in which pensions are currently widening income inequality in Irish society and leaving a large proportion of pensioners (particularly women) without adequate income in their old age.

Against this background the book sets out the criteria which the authors believe should underlie pensions policy in Ireland and makes a series of key proposals on what should constitute a pension strategy.

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