Exploring Non-mortgage Household Debt in Ireland: Report Launch

4th March 2020 - 12:33 PM

This report scrutinises the policy and social context of non-mortgage household debt in Ireland – and specifically problem debt faced by low-income Irish households.

Problem debt or over-indebtedness occurs when households are over-burdened by debt and do not have the means to meet essential living costs and debt repayments when they fall due. This project particularly focuses on the ways debt impacts the most marginalised households in Irish society, including those who are low-income and single-parents.

In both policy and practice, unmanageable levels of personal debt are often seen as a personal failing or problem. This attitude ignores the macroeconomic drivers of debt and places the blame on borrowers who are accused of making poor financial decisions. The report challenges this notion and recognises that debt is intimately connected to key structural and political factors outside individual action and behaviour.


  • Deputy Cian O'Callaghan TD Dublin Bay North, Social Democrats
  • Dr Amie Lajoie Senior Researcher, TASC
  • Dr Stuart Stamp Social Researcher, NUI Maynooth
  • Gwen Harris Regional Manager, North Dublin MABS
  • Nessan Vaughan Chair of National Social Justice Committee, St Vincent de Paul


Event Details:

Royal Irish Academy

18 Dawson Street, Dublin 2

Wednesday 4 March 2020

11.30am – 1pm


Registration from 11.00am

Tea, coffee will be available on arrival.

Register Here Please 




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